About

Mortgage Recast Calculator gives homeowners with a lump sum one answer: what the payment will be after a recast and what the servicer will charge for it.

What does this site cover?

• One lump sum, three comparisons in the recast calculator: a recast, extra principal and a refinance.
• 36 US servicers appear in the fee table, and each row comes from that servicer's own page.
• Recast rules grouped by loan type, drawing on sources from Fannie Mae, Freddie Mac, plus HUD.

The things we are not

We take no applications, and we are also not a lender or broker, and not a servicer, tax adviser or attorney. The recast agreement you have with your servicer is what counts.

Contact

Send a message to contact@mortgage-recast-calculator.com. When a servicer changes fees or rules, let us know, and we will update our table.